Last Day To Contribute To Roth Ira 2024 Tax Year. Contributions to a roth ira can be made up until tax filing day of the following year. If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2024 to contribute to a roth ira, and if you’re married and filing.

Et on december 31 for a given tax year. The 2024 roth ira income limits are $161,000 for single tax filers and $240,000 for those married filing jointly.